Overdraft
Primary Loan
Vehicle Loan
Home Loan
Gold Loan
Loan against Property
Loan against Deposit
Loan against Sarva kalyan
Loan against Govt. Approved Securities
Interest Rates for Bank Loan Accounts
| S.No. | Loan Types | Interest Rates |
|---|---|---|
|
1 |
House Loan |
8.50% |
|
2 |
Vehicle Loan |
8.50% |
|
3 |
Vehicle Loan(Commercial) |
12.50% |
|
4 |
Loan Against Property |
11.00% |
|
5 |
Gold Loan |
9.50% |
|
6 |
Consumer Durable/Consumer Loan |
13.00% |
|
7 |
C.C. / Overdraft |
12.50% |
|
8 |
Primary Loan/Other Loans
|
14.00% |
The interest rate on loans against term deposits will be 1% higher than the applicable deposit interest rate.
Sarvakalyan Scheme
The interest on the accounts opened under Sarvakalyan Scheme to the account holders on deposits shall be paid as follows:
| Rule Number | Term | Interest rate paid to the account holder |
|---|---|---|
|
1. |
On account closure before 12 months |
0.5 % |
|
2. |
1 year or above on account closure |
1.0 % |
|
3. |
After 2 years on account closure |
2.0 % |