Loan Schemes
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Overdraft
Primary Loan
Vehicle Loan
Home Loan
Gold Loan
Loan against Property
Loan against Deposit
Loan against Sarva kalyan
Loan against Govt. Approved Securities
Interest Rates for Bank Loan Accounts
| S.No. | Loan Types | Interest Rates |
|---|---|---|
| 1 | House Loan | 8.50% |
| 2 | Vehicle Loan | 8.50% |
| 3 | Vehicle Loan(Commercial) | 12.50% |
| 4 | Loan Against Property | 11.00% |
| 5 | Gold Loan | 9.50% |
| 6 | Consumer Durable/Consumer Loan | 13.00% |
| 7 | C.C. / Overdraft | 12.50% |
| 8 | Primary Loan/Other Loans | 14.00% |
The interest rate on loans against term deposits will be 1% higher than the applicable deposit interest rate.
Sarvakalyan Scheme
The interest on the accounts opened under Sarvakalyan Scheme to the account holders on deposits shall be paid as follows:
| Rule Number | Term | Interest rate paid to the account holder |
|---|---|---|
| 1. | On account closure before 12 months | 0.5 % |
| 2. | 1 year or above on account closure | 1.0 % |
| 3. | After 2 years on account closure | 2.0 % |